Legal Terms for Wallets and Access
Our Legal terms describe who may open an account, how phone verification supports account access, and how we record actions linked to DANA, OVO, GoPay, QRIS, bank transfer and virtual account payments. We use these records to match account activity with the payment route selected by
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you and to check a payment status when a receipt needs attention. The same terms explain access through a mobile browser or desktop browser, account closure requests, and the circumstances in which access can be refused or paused. Eligibility depends on local law, and our terms
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do not replace rules that apply in Indonesia or another permitted location. Before opening an account, read the current policy text shown on biawakwin and keep a copy for your records.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.